Chase Total Checking® is among the best entry-level accounts. It typically offers a $200 bonus, and historically all you have to do to earn it is set up direct deposit. On top of that, it’s fairly simple to waive the $12 monthly fee. However, it's worth noting that it doesn’t offer many valuable features or benefits and it’s not an interest-bearing checking account.
Chase Total Checking Sign-Up Bonus:
$200 is The main reason to consider getting a new Chase Total Checking account is its $200 welcome bonus, which is quite generous when compared with other bank bonuses. Bank account bonuses aren't exactly rare, but some of them require you to jump through a lot of hoops.
For example, you may be required to make a certain number of debit card purchases, set up and use the bill pay feature or deposit a significant amount of money and keep it there for a few months. With this bonus, however, all you have to do is open an account and set up direct deposit to have your paycheck, pension or government-issued benefits deposited into your account to earn the $200 bonus.
The bonus promotion expires on October 18, 2023, but don't worry if you miss out on this run. The bank has done several versions of the deal in the past — including one with a $300 bonus as well as a previous promotion that offered a $225 bonus.
We'll keep you updated on any bonus changes.
Just make sure to request a coupon by email or apply through the welcome bonus landing page to have the promotion added to your account.